Terms

Terms of use

This site is run by Susman Insurance Agency, a California-licensed firm (License 0B75129). It provides information and a quoting tool that pulls rates from participating carriers based on your answers.

Quotes are estimates. Rates come from carriers for the class you selected and are informational only. They are not an offer, a guarantee of price, or a promise of approval. Underwriting sets the final rate, class, and approval; the issued policy and any amendments control.

No coverage is bound here. Submitting a quote, application, or message does not trigger any insurance. Coverage exists only after a carrier issues a policy, you accept it, and it is paid for.

Availability. Products, carriers, and pricing vary by state and individual applicant; they may change without notice. Quotes are shown for California residents.

Information. Guides here are general and not legal, tax, or investment advice. Check with a professional for anything that matters to your specific circumstances.

Third-party application. The apply page loads a third-party application service with its own contract terms.